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Basel III HVCRE regulations

Published Saturday, April 8, 2017
On Monday, April 3, NAR joined an industry coalition letter thanking Rep. Pittenger (R-NC) for his work drafting a bill to make reforms to the Basel III “High Volatility Commercial Real Estate” (HVCRE) risk-weight requirements for lenders. Under the HVCRE rule, commercial acquisition, development, and construction (ADC) loans are risk-weighted more»

PACE Reform Bills Introduced

Published Saturday, April 8, 2017
Bipartisan legislation supported by NAR was introduced in the Senate and House yesterday that would subject Property Assessed Clean Energy (PACE) loans to the same Truth in Lending Act (TILA) consumer protections required of other mortgage products. In the Senate, Senators Tom Cotton (R-AR), Marco Rubio (R-FL), and John Boozman (R-AR) introduced the more»

Commercial NFIP Priorities

Published Saturday, April 8, 2017
On Tuesday, April 4, NAR and a coalition of real estate industry groups sent a letter to the House Financial Services Committee outlining priorities for commercial real estate in the upcoming reauthorization of the National Flood Insurance Program (NFIP). The NFIP is scheduled expire on September 30, 2017 unless Congress extends it. Specifically, the more»

EGRPRA Report to Congress

Published Saturday, March 25, 2017
The Federal banking agencies, which make up the Federal Financial Institutions Examination Council (FFIEC), have issued a joint report to Congress detailing their review of rules affecting financial institutions. The review, which included a formal comment period and public hearings, was conducted under the requirements of the Economic Growth and Regulatory more»

DOJ Shifts Support Against CFPB

Published Saturday, March 25, 2017
The Department of Justice (DOJ) has filed an amicus brief defending the holding that the unaccountable single-director structure of the Consumer Financial Protection Bureau (CFPB) is unconstitutional in the case of PHH Corp. v. CFPB. In reversal of support, the DOJ adopts the U.S. Court of Appeals for the D.C. Circuit’s three-judge panel finding that more»

NAR Urges Congress to Support Net Neutrality

Published Saturday, March 25, 2017
On Mar. 20, NAR sent a letter to the House and Senate Commerce committees reiterating our support for the Federal Communications Commission’s (FCC’s) Open Internet Order implemented in 2015. NAR urged the committees to oppose legislation and regulatory efforts that would threaten network neutrality and rollback important protections put in place more»

NAR?s Analysis of the President?s Budget

Published Saturday, March 25, 2017
On Mar. 16, 2017, President Trump released his budget for the 2018 fiscal year, which begins on October 1. Please download below the highlights of the budget proposal that impact real estate. Download Budget Highlights

House Approves Association Health Plan

Published Saturday, March 25, 2017
On Thursday, Mar. 22, 2017, the House of Representatives approved H.R. 1101, the Small Business Health Fairness Act (Johnson; R-TX), by a vote of 236-175. The bill amends title I of the Employee Retirement Income Security Act of 1974 to exempt health care plans sponsored by trade and business associations from most state laws and regulations. The bill would more»
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Sterling Bank & Trust Estate & Business Organizers
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